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Scott - Riddle Consulting has provided INSBANK with annual Loan Reviews since 2008.  Brent and his well-trained team of professionals are a pleasure to work with during the on-site visit.  The final report is detailed in scope, consistent in risk ratings, and always very thorough.  In addition to providing a timely final report, Brent presents a summary of the Loan Review to the bank's Audit Committee.  In between reviews, I never hesitate to reach out to Brent for regulatory interpretation/advice and have been impressed with his responsiveness and knowledge of the ever-changing regulatory maze.  Needless to say, I have been very pleased with the quality of Scott - Riddle Consulting's Loan Review and wouldn't hesitate to recommend the firm's services to others. 

Philip C. Fons, Chief Credit Officer
INSBANK – Nashville, Tennessee

Brent has worked with us since inception of our Bank. As we have grown, the firm has helped us tremendously by providing internal audit services, performing an annual validation of our interest rate risk management program and working with us on special projects from time to time.  Firm personnel are extremely competent and responsive to our needs.  Reports are delivered in a timely fashion and we are very pleased with the level of service the professionals at Scott - Riddle Consulting provide.

Barry W. Rich, CFO
CapitalMark Bank & Trust – Chattanooga, Tennessee

Farmers & Merchants Bank has been a client of Scott - Riddle Consulting since the firm began operations in 2004.  The bank’s Internal Auditor was trained and mentored by this group, and the firm continues to assist with internal audit services.  Additionally, the firm fulfills audit requirements for BSA and Information Technology in a highly professional manner.  The firm also assists the bank with branch appraisals and acquisitions.  Audit Committee members and Regulatory Officials appreciate the comprehensive nature of final reports issued by the firm. 

J. Barry Cary, President
Farmers & Merchants Bank – Trezevant, Tennessee

We have worked with Scott - Riddle Consulting since 2004 and currently use the firm for outsourced internal audit services, our annual IT engagement, annual validation of our interest rate risk model, and loan review.  Brent and his staff are extremely knowledgeable about all types of banking rules and regulations and they have been a tremendous asset to us.   We look forward to a long relationship with Scott - Riddle Consulting and would recommend the firm to anyone without reservation.

Beth Reams, Chief Operating Officer
First Capital Bank – Germantown, Tennessee

Scott - Riddle Consulting currently performs our internal audit, BSA and loan review. I have been very pleased with the performance of the firm and feel that the product we receive is excellent compared to the cost.  Brent and his team are experienced professionals and are capable of satisfying the consulting needs of any institution.  I have known Brent since 2002 and recommend him highly.

Matt Daniels, President
Bank of Camden – Camden, Tennessee

We have used Brent for our annual IT engagement for several years.  He and his staff do a fine job, and we have been very pleased with their work.  We look forward to many more years of working with the firm.

Mike Gray
Medina Banking Company